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2010 Social Security Checks 0

Posted on August 23, 2009 by Nick

Millions of older people face shrinking Social Security checks in 2010, the first time in a generation that payments would not rise. The trustees who oversee Social Security are projecting there won’t be a cost of living adjustment (COLA) for the next two years. That hasn’t happened since automatic increases were adopted in 1975. By law, Social Security benefits cannot go down. Nevertheless, monthly payments would drop for millions of people in the Medicare prescription drug program because the premiums, which often are deducted from Social Security payments, are scheduled to go up slightly.

Hoping for a Lucky Wednesday today 0

Posted on May 20, 2009 by Nick

I woke up this morning feeling like luck is on my side. Last evening, my wife took our daughter to the park while I slept. That’s a rare one. She usually requires me to do my share of the daily chores are the house, like taking out the trash and cleaning the trash bin. I was left in shock Tuesday night.
Enough about Tuesday, today I will walk over the the local Publix Supermarket and buy a lottery quickpick and a powerball ticket. I plan to remain calm and positive in hopes that at least 5 of the 6 numbers come out.

Computer Anti-Virus & Adware Maintenance 0

Posted on April 18, 2009 by Nick

I was just reading confessions of a Circuit City Firedoq Technician this morning. As you may have already known, Circuit City went bankrupt and closed it’s doors in the first quarter of this year. In the article, the Firedog technician recommended to use Spybot Search and Destroy instead of Webroot Spysweeper.

I didn’t even know that there such a software out there. Spybot Search an Destroy is free of charge. According to BetaNews.com “Spybot – Search & Destroy detects and removes spyware, a relatively new kind of threat not yet covered by common anti-virus applications.”

So I downloaded Spybot and will install it to cleanup my pc today. I’ll keep my fingers crossed.

Fake Bank of America Email 0

Posted on April 13, 2009 by Nick

Keep a lookout for the following Bank of America email that is not from Bank of America Corporation.  I receive the email From:Important account notification!“.  They aim to capture your bank account information.

fake_bank_of_america_email


The Worst Credit Cards for Credit Rebuilders 0

Posted on November 02, 2008 by Nick

I’m currently shopping for a decent credit card to help rebuild my credit to the next level. I found a Gold Mastercard offered by First Premier Bank which I first thought was OK. The First Premier Bank Gold Mastercard boast a small profile of benefits that includes:

  • Receive a 5% credit to your account balance on all payments for 12 months*
  • Credit decisions in less than 60 seconds!*
  • Low APR on Purchases*
  • Reports monthly to 4 Major Credit Bureaus
  • Enjoy the benefit of 24 hour account access by phone
  • Prestige of a Gold Card

When I look beyond and read the details of the terms and conditions I’m required to agree with in order to be granted this credit card, I found out that this card was the biggest ripoff of all credit cards. The card seeks to take advantage of people with the worst credit ever, those in desperate need of a credit card but can’t get one from any other source. Here’s a sample of what you’ll find:

    “Available Credit and Cash Advance Limitations: The initial minimum credit limit will be at least $250 and the following fees will be billed to your first statement: Account Set-Up Fee of $29.00, the Program Fee of $95.00, the Annual Fee of $48.00, the Additional Card Fee of $20.00 per card (if applicable) and Monthly Servicing Fee of $7.00. These fees will reduce your available credit until they are paid. If you are assigned the minimum credit limit of $250 your initial available credit will be $71 ($51 if you select the additional card option). “

Having this credit card is like handing First Premier Bank your money for almost nothing and be subject to collections in case you screw up again. I think if anyone really need a decent credit card, the First Premier Bank Gold Mastercard credit card should be the last thing in mind.

Haitian Social Network Websites 0

Posted on November 02, 2008 by Nick

The following is a list of Haitian websites and social networks geared towards Haitians.

  • Espace Mwen – Another Myspace wannabe. I think this site was built on Phpfox platform.
  • Radio Communaute Haitienne A community radio station.
  • Haiti List – “is a social networking service built with DOLPHIN community software by Boonex.
  • Haiti Kiskeya – An old website powered by Phpfox.
  • Sakapfet – Started in 1999 and lost its flavor as internet technology & communications advances and the people running it simply don’t want to keep this site alive for the next 5 years.
  • Haitian Students also owns Haitians Planet

About Kaiser Permanente Research 0

Posted on November 02, 2008 by Nick

Kaiser Permanente’s eight research centers comprise one of the largest
research programs in the United States and engage in work designed to
improve the health of individuals everywhere. KP HealthConnect(TM), Kaiser
Permanente’s electronic health record, and other resources provide
population data for research, and in turn, research findings are fed into
KP HealthConnect to arm physicians with research and clinical data. Kaiser
Permanente’s research program works with national and local health agencies
and community organizations to share and widely disseminate its research
data. Kaiser Permanente’s research program is funded in part by Kaiser
Permanente’s Community Benefit division, which in 2007 directed an
estimated $1 billion in health services, technology, and funding toward
total community health.

Weight Loss After Diabetes Diagnosis 0

Posted on November 02, 2008 by Nick

PORTLAND, Oregon – /PRNewswire/ — People who lose weight soon
after a diagnosis of type 2 diabetes have better control of their blood
pressure and blood sugar, and are more likely to maintain that control even
if they regain their weight, according to a Kaiser Permanente study
published online in Diabetes Care, the American Diabetes Association
journal.

This is the first clinical study to show that benefits remain even if
patients regain their weight. The study followed more than 2,500 adults with type 2 diabetes for four years. Those who lost weight within a
average of 18 months after diagnosis were up to twice as likely to achieve
their blood pressure and blood sugar targets as those who didn’t lose
weight. Those benefits can prevent diabetes-related heart disease,
blindness, nerve and kidney damage, and death.

“Our study shows that early weight loss can reduce the risk factors
that so often lead to diabetes complications and death,” says Dr. Adrianne
Feldstein, MD, MS, the study’s lead author, a practicing physician and an
investigator at Kaiser Permanente’s Center for Health Research in Portland,
Ore. “We’ve known for a long time that weight loss is an important
component in diabetes treatment and prevention. Now it appears there may be a critical window of opportunity following diagnosis in which some lasting gains can be achieved if people are willing to take immediate steps toward lifestyle changes.”

More than 20 million Americans have type 2 diabetes and most of them
are overweight or obese.

Funded by the National Institutes of Health, the four-year study
conducted by Kaiser Permanente in Oregon and Washington followed 2,574 patients with type 2 diabetes between 1997 and 2002. Scientists followed the weight gain and loss patterns of these patients for three years, and then in the fourth year compared glucose control tests and blood pressure readings.

Most patients remained at about the same weight during the first three
years of the study, but a small group of 314 patients lost an average of 23
pounds. This group was more likely to meet blood pressure and glucose
targets during the fourth year even though, by that time, most of them had
regained their weight.

“We don’t know if the initial weight loss increased the body’s
sensitivity to insulin, or if the sustained lifestyle changes were the
reason for the long-term health benefits,” said Gregory A. Nichols, Ph.D.,
a study co-author at Kaiser Permanente’s Center for Health Research. “But
we do know that losing weight reduces the risk factors that often lead to
heart disease, blindness, nerve and kidney damage, amputations, and death in type 2 diabetes patients.”

Although the study didn’t examine specific methods for weight loss,
prior studies conducted at Kaiser Permanente’s Center for Health Research
have demonstrated effective weight loss strategies. One recent study
reported that diabetic patients who had nutritional counseling were about
twice as likely to lose weight. Another study found that people who keep
food diaries lose twice as much weight as those who don’t, and that people
who attend support groups also lose more weight.

This study — The Weight Change in Diabetes and Glycemic and Blood
Pressure Control study — was supported by a grant from National Institute
of Diabetes and Digestive and Kidney Diseases at the National Institutes of
Health. Study authors include: Adrianne C. Feldstein, MD, MS; Gregory A.
Nichols, Ph.D.; David H. Smith, RPh, MHA, Ph.D.; Victor J. Stevens, Ph.D.;
A. Gabriela Rosales, M.S. and Nancy Perrin, Ph.D. of the Kaiser Permanente
Center for Health Research
, and Keith Bachman, MD, of the Northwest
Permanente Medical Group.

Weight Loss Tips for People with Pre-Diabetes or Diabetes

Weight Loss Tips for People with Pre-Diabetes or Diabetes 1

Posted on November 02, 2008 by Nick

For any pre-diabetes or diabetic person who want to lose weight, manage weight, or just change eating habits for good, the following are a few health tips to consider.

  • Choose whole grains, brown rice and vegetables instead of french fries,
    white bread and white rice.
  • Avoid the hidden calories in processed foods: Eat fresh foods without
    hidden fats or added sweeteners whenever possible.
  • Skip soda and fruit juice: opt instead for sugar-free soda, tomato
    juice or water, or eat a piece of fruit.
  • Don’t drink your calories: Except for 1% or non-fat milk, get your
    calories from foods.
  • Establish consistent eating times, including breakfast.
  • Write down everything you eat so you avoid mindless eating and control how much you eat, at home and away: a recent Kaiser Permanente study showed that people who keep food diaries lose twice as much weight as those who don’t.
  • Educate yourself: find a registered dietitian or nutrition class — a recent Kaiser Permanente study showed that diabetic patients who had nutritional counseling were about twice as likely to lose weight

Nail Fungus Treatment 0

Posted on November 02, 2008 by Nick

Nail fungus is an embarrassing dilemma which causes humiliating experiences and restriction of wearing open-toed sandals. It is not easy to treat when the fungus is quite hard to reach.

Some people don’t realize that they have toe nail fungus. So how do you exactly know? Here are some symptoms: Read the rest of this entry →



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